Top Insurance Agency Clinics in Toronto at a Glance
Updated April 2026 · 5 options reviewed
Picking an Insurance agency in Toronto should be simple. Star ratings alone tell you very little — a 5.0 from nine people is statistically meaningless next to a 4.6 from six hundred. Yet most guides still lead with the star average and call it a recommendation. This one works differently. , one trend repeats: the rest is consistency across a meaningful volume of recent reviews. That is the filter applied here — alongside confirming that every listed option is currently operational and taking clients. The list that follows is not exhaustive. Some well-known names did not make the cut. A few quieter options did — because the data supported them.
In This Guide
Before You Book: Insurance Agency in Toronto
Before settling on an Insurance agency in Toronto, a few local realities are worth knowing. Pricing norms, wait times, and availability vary depending on which part of Toronto you are in. Most well-rated providers now offer online booking — but a quick phone call remains the most reliable way to confirm real availability. Some of the highest-rated options have waits of several weeks for routine appointments. Does the cheapest option represent the best value? Most reputable providers reserve a small number of priority slots that are never advertised publicly — mentioning urgency early often makes a real difference. What should you actually look for? Patient feedback volume matters more than star rating alone. A provider with 400 reviews at 4.6 is a far more reliable choice than one with 12 reviews at 5.0. Recency matters too — businesses change, and feedback from three years ago reflects a different operation.
Quick Comparison: Top 5 Insurance Agency in Toronto
Use this table to scan ratings and patient feedback volumes before reading the full profiles below.
| Practice | Rating | Reviews | Status |
|---|---|---|---|
| Zensurance | ★★★★1/2 4.8 | 5,977 | Active |
| KASE Insurance | ★★★★1/2 4.8 | 472 | Active |
| ThinkInsure | ★★★★1/2 4.7 | 1,589 | Active |
| Square One Insurance Services | ★★★★1/2 4.9 | 10,264 | Active |
| Reliable Insurance Brokers | ★★★★1/2 4.9 | 159 | Active |
Which Insurance Agency in Toronto Is Right for You?
The answer depends more on your situation than on rankings alone. Here is a straightforward breakdown based on what each clinic does best.
If you want the most patient feedback behind your choice, Square One Insurance Services has the largest volume of reviews in this area. More reviews means the rating is a more reliable reflection of consistent care rather than a lucky run of feedback.
If top-rated matters most, Square One Insurance Services sits at the highest rating on this list. Patients consistently highlight the same strengths across recent visits, which is a good sign the quality holds up.
If budget or waiting time is your main concern, Reliable Insurance Brokers offers a strong standard of care that does not require paying a premium to access. Worth including in your shortlist of calls.
One rule applies regardless of which you choose: call ahead to confirm availability before committing to any clinic. Popular practices in Toronto book up faster than most people expect — a two-minute call will tell you more than any comparison table.
Insurance Agency in Toronto — In-Depth Profiles


Zensurance
If you only have time to research one insurance agency in Toronto, Zensurance is where most people end up. Based in 111 Peter St Suite 800, the practice has built a reputation that holds up across more than 5,500 patient visits — and the feedback is consistent.
Recent feedback trends positively, which matters more than the overall average when assessing current service quality. The specifics clients mention most often suggest a provider that takes the work seriously. Best suited to those who want a reliable option without the uncertainty of an untested practice.
Patients consistently mention excellent, professional and great.
How a practice handles your initial call — responsiveness and clarity — tells you a great deal about the operational culture.
Based at 111 Peter St Suite 800, Toronto, ON M5V 2H1, Canada, they operate at (888) 654-6030. Their their website usually has the most current availability.
“I had an excellent experience working with Shannon and Navindra at Zensurance. Both of them were incredibly fast, thorough, and patient throughout the entire process. They took the time to answer all my questions.
Their professionalism really stood out. They put great effort into ensuring everythin…”
Opening Hours & More Reviews
| Monday | 9:00 AM – 6:00 PM |
| Tuesday | 9:00 AM – 6:00 PM |
| Wednesday | 9:00 AM – 6:00 PM |
| Thursday | 9:00 AM – 6:00 PM |
| Friday | 9:00 AM – 6:00 PM |
| Saturday | Closed |
| Sunday | Closed |
“I recently set up commercial auto insurance for my business through Zensurance and had a very positive experience.
Michael Cruz was great to work with. Quick to respond, easy to communicate with, and helpful in making sure I understood the coverage. The whole process was straight…”— Derek Wilkinson, a month ago
“I had a great experience with Zensurance, especially working with Justine. She was incredibly quick, professional, and amazing to deal with from start to finish. Everything was explained clearly, the process was smooth, and she responded promptly to any questions I had. It’s refr…”
— Justin Torrance, a month ago

KASE Insurance
For patients who prioritise reliability over novelty, KASE Insurance at 130 Queens Quay E Suite 1316 is a compelling option. The 4.8-star average across over 400 reviews reflects a practice that takes its work seriously.
The volume and consistency of reviews here sets this option apart in Toronto. Recent reviewers repeatedly mention the same strengths — always a stronger signal than a handful of five-stars from years ago. If your priority is consistent quality, this deserves a spot on your shortlist.
Their treatment menu covers do you pay attention to thefine details?, do you strive tooverdeliver?, are youorganized? and are you agreat communicator?, giving patients a broad range of options under one roof.
Three qualities appear consistently in reviews: professional, efficient and expert.
Weekday mornings and mid-afternoon tend to be quieter than early mornings or late afternoon at most professional practices.
Situated at 130 Queens Quay E Suite 1316, Toronto, ON M5A 0P6, Canada, the practice can be contacted directly on (416) 588-5273 or through their website.
“We’ve had an outstanding experience working with Kase Insurance. Their team is extremely professional, responsive, and knowledgeable. They took the time to fully understand our business needs and provided coverage options that were both comprehensive and cost-effective.
Communication has always been…”
Opening Hours & More Reviews
| Monday | 9:00 AM – 5:00 PM |
| Tuesday | 9:00 AM – 5:00 PM |
| Wednesday | 9:00 AM – 5:00 PM |
| Thursday | 9:00 AM – 5:00 PM |
| Friday | 9:00 AM – 5:00 PM |
| Saturday | Closed |
| Sunday | Closed |
“I had an excellent experience with Kase Insurance. The team was professional, responsive, and genuinely took the time to understand my needs. They explained my options clearly, helped me find great coverage, and made the whole process smooth and stress-free. It’s rare to find an …”
— Kourosh Mohammadi, 2 months ago
“We recently switched to KASE Insurance for both our business and auto insurance at the company I am with, and we couldn’t be happier with the decision. The team at KASE has provided wonderful service from start to finish. They were knowledgeable, responsive, and took the time to …”
— Andrea Crowder, 2 months ago
ThinkInsure
Not the most prominent name on this list, but ThinkInsure at 5700 Yonge St Suite 1900 has over 1,500 patients who rated it 4.7 stars — and the detail in those reviews suggests a team that genuinely listens.
ThinkInsure is the kind of practice that builds its reputation quietly — through repeat patients and word-of-mouth rather than visibility. For anyone who values a dependable local option over a well-marketed one, this clinic is worth a call.
Their treatment menu covers our company, about us, insurance products and insurance companies, giving patients a broad range of options under one roof.
Professional, efficient and helpful come up repeatedly across patient feedback.
First-time visitors often mention how much the initial consultation sets expectations for everything that follows.
To arrange a visit, calling (855) 550-5515 is the fastest route. You can also check their website or find them at 5700 Yonge St Suite 1900, North York, ON M2M 4K2, Canada.
“I’m sure that when it comes to the day to day of insurance, they take your money, thinkInsure is the same as every other company out there.
Now when you get into an accident, that goes out the window.
My date of total loss, determined not at fault, was August 10th, 2025. I was dealing with Luke Squa…”
Opening Hours & More Reviews
| Monday | 8:00 AM – 6:00 PM |
| Tuesday | 8:00 AM – 6:00 PM |
| Wednesday | 8:00 AM – 6:00 PM |
| Thursday | 8:00 AM – 6:00 PM |
| Friday | 8:00 AM – 6:00 PM |
| Saturday | Closed |
| Sunday | Closed |
“I have been working with Gabe Petramala for both my business and auto insurance needs, and I highly recommend him. He is fantastic to work with—professional, responsive, and consistently efficient in getting the job done promptly.
Patrick Vuong has also been very helpful through…”
— Daniel Martyn, a month ago
“My agent was Sohel Rahman.
Did a great job. Got me a policy on the same day, was clear and not confusing and also very helpful. I really feel like they helped me get the best possible policy.
Highly recommend”
— Osman, 2 months ago

Square One Insurance Services
Square One Insurance Services rounds out the upper half of this guide. Based at 1 Dundas St W Suite 2500, the practice carries a 4.9-star rating from more than 10,000 patients — dependable, professional care without the waitlists that come with the most high-profile options.
The volume and consistency of reviews here sets this option apart in Toronto. Recent reviewers repeatedly mention the same strengths — always a stronger signal than a handful of five-stars from years ago. If your priority is consistent quality, this deserves a spot on your shortlist.
Recent patients highlight excellent, helpful and knowledgeable as the standout characteristics.
Weekday mornings at this clinic tend to be quieter — if your schedule allows it, that can make the whole experience feel less rushed.
How a practice handles your initial call — responsiveness and clarity — tells you a great deal about the operational culture.
Based at 1 Dundas St W Suite 2500, Toronto, ON M5G 2L5, Canada, they operate at (647) 749-6933. Their their website usually has the most current availability.
“I had an excellent experience with Square One Insurance, thanks to Nadia Goutam. We had a 46-minute phone conversation, and throughout the entire call she was incredibly patient, knowledgeable, and genuinely helpful.
She took the time to clearly explain all my options, answered all of my questions i…”
Opening Hours & More Reviews
| Monday | 8:00 AM – 8:00 PM |
| Tuesday | 8:00 AM – 8:00 PM |
| Wednesday | 8:00 AM – 8:00 PM |
| Thursday | 8:00 AM – 8:00 PM |
| Friday | 8:00 AM – 8:00 PM |
| Saturday | 8:00 AM – 8:00 PM |
| Sunday | Closed |
“I had a great experience with Lisa Lozon, a licensed insurance agent at Square One. She was extremely knowledgeable, patient, and genuinely helpful throughout the entire process. She took the time to clearly explain all my options, answered all my questions in detail, and made su…”
— Abdul Majid, a month ago
“I had an exceptional experience working with Olivia Ubaneche, and I can confidently say she is one of the best Licensed Insurance Agents I have ever spoken to in my life.
Olivia took the time to explain each and every coverage in a clear, patient, and extremely knowledgeable man…”
— Abinash Panda, 2 months ago

Reliable Insurance Brokers
Reliable Insurance Brokers at 112 Pacific Ave closes this guide with a 4.9-star rating from around 160 patients. A practical option if your first choices are unavailable, with a track record that justifies its place on this list.
If your first choices are unavailable, Reliable Insurance Brokers is a reasonable next call. The practice has earned genuine positive reviews from patients across a range of treatments, and the team is consistently described as approachable and professional.
Professional, best and reliable come up repeatedly across patient feedback.
The practice offers evening appointments on weekdays and Saturday availability, which works well for patients managing a standard working schedule.
If you are nervous about any aspect of the appointment, saying so when you book usually gets a better result than hoping for the best.
Based at 112 Pacific Ave, Toronto, ON M6P 2P3, Canada, they operate at (289) 812-4225. Their their website usually has the most current availability.
“I accidentally called Reliable Insurance Brokers Inc thinking I was reaching my own insurance company (belairdirect), but I’m honestly glad I did. Thomas Smith answered my call and gave me one of the best customer service experiences I’ve ever had in the insurance industry.
Even though I wasn’t the…”
Opening Hours & More Reviews
| Monday | 8:00 AM – 8:00 PM |
| Tuesday | 8:00 AM – 8:00 PM |
| Wednesday | 8:00 AM – 8:00 PM |
| Thursday | 8:00 AM – 8:00 PM |
| Friday | 8:00 AM – 8:00 PM |
| Saturday | 9:00 AM – 5:00 PM |
| Sunday | 9:00 AM – 5:00 PM |
“I had an excellent experience working with Daniel! He made the process of switching my vehicle insurance over to Reliable Insurance smooth and stress-free. Daniel took the time to explain my options clearly, answered all of my questions with patience, and made sure I felt confide…”
— Ali Hamza, 6 months ago
“Working with Alex was seamless. He was very professional, with excellent communication and follow-up. Would definitely recommend!”
— Carrie Lavergne, a month ago
Signs It Is Time to Book an Insurance Agency in Toronto
Not every situation calls for immediate professional help. But some do — and waiting often makes things harder or more expensive to fix. Here are the clearest signals that now is the right time to act:
- You have a specific need that genuinely requires professional help.
- Previous attempts to manage it yourself have not resolved the problem.
- The cost of getting it wrong is clearly higher than the cost of professional support.
- You need a documented, accountable record of the work done.
- A trusted person in your life has suggested it is time to get help.
If any of these apply, the options on this page are a practical starting point. Contact two or three directly, describe your situation honestly, and pay attention to how clearly and quickly they respond. That first impression usually reflects how they operate.
What Does an Insurance Agency Cost in Toronto?
Pricing for Insurance agency services in Toronto depends on the type of treatment or appointment, the specific practice, and your personal circumstances. At the lower end you are typically looking at standard appointments and routine services. More involved work — specialist work and premium or complex requirements — sits at the higher end of the range.
Always ask for a clear written quote before committing. In Toronto, pricing between similarly-rated providers can vary by 20-30% or more.
What Is an Insurance Agency?
The insurance agency sector in Toronto ranges from large wealth management firms to independent advisers serving individual clients. For most personal financial matters, an independent specialist whose fee structure is transparent from the outset will deliver more impartial and relevant guidance than a tied adviser.
The field itself: Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss.
You may also find our guide to financial advisor in Toronto useful.
Frequently Asked Questions: Insurance Agency in Toronto
What should I compare when choosing an Insurance agency in Toronto?
Look beyond the headline premium. Compare deductibles, coverage limits, exclusions, and claims process reputation of each provider. Ask each Insurance agency in Toronto to walk you through a sample claims scenario before you commit.
Is it better to use an Insurance agency or go directly to an insurer in Toronto?
An independent Insurance agency in Toronto can compare multiple providers and is not tied to any one insurer. Going directly to an insurer gives you their products only. For most people, an independent agency offers broader choice and can identify coverage gaps. Always verify whether the agent is truly independent.
How do I verify that an Insurance agency in Toronto is licensed?
Insurance agents in Toronto are regulated and must hold a current license. Verify through the relevant financial services regulatory authority — most publish searchable public registries. A legitimate Insurance agency shares their license number without hesitation.
How current are the Insurance agency listings on this page?
All listings sourced from live Google Maps data. Last updated: April 2026. If you find an outdated listing, please let us know and we will update within 48 hours.
Explore More
Other Services in Toronto
How to Choose the Right Insurance Agency for You
Choosing the right option in Toronto gets easier when you have solid data to work from. The listings above represent the top-rated Insurance agency choices based on real, recent feedback. If quality and consistency are the priority, the highest-rated option by volume is the safest starting point. If speed matters more, call first thing in the morning — most providers hold back a few slots that are never listed online. Contact 2–3 providers, describe your situation clearly, and pay attention to how quickly they respond. That tells you more about the experience ahead than any star rating.


