Top Financial Planner Clinics in Melbourne at a Glance
Updated April 2026 · 5 options reviewed
The Financial planner market in Melbourne rewards patients who do a little research before calling. This guide does that research — profiling 5 options that hold up well across patient feedback, availability and the practical details that affect your actual experience.
Choosing a Financial Planner in Melbourne: What Actually Matters
Before settling on a Financial planner in Melbourne, a few local realities are worth knowing. Pricing norms, wait times, and availability vary depending on which part of Melbourne you are in. Most well-rated providers now offer online booking — but a quick phone call remains the most reliable way to confirm real availability. Some of the highest-rated options have waits of several weeks for routine appointments. Does the cheapest option represent the best value? Most reputable providers reserve a small number of priority slots that are never advertised publicly — mentioning urgency early often makes a real difference. What should you actually look for? Patient feedback volume matters more than star rating alone. A provider with 400 reviews at 4.6 is a far more reliable choice than one with 12 reviews at 5.0. Recency matters too — businesses change, and feedback from three years ago reflects a different operation.
Signs It Is Time to Book a Financial Planner in Melbourne
Not every situation calls for immediate professional help. But some do — and waiting often makes things harder or more expensive to fix. Here are the clearest signals that now is the right time to act:
- You have a specific need that genuinely requires professional help.
- Previous attempts to manage it yourself have not resolved the problem.
- The cost of getting it wrong is clearly higher than the cost of professional support.
- You need a documented, accountable record of the work done.
- A trusted person in your life has suggested it is time to get help.
If any of these apply, the options on this page are a practical starting point. Contact two or three directly, describe your situation honestly, and pay attention to how clearly and quickly they respond. That first impression usually reflects how they operate.
In This Guide
Financial Planner in Melbourne — In-Depth Profiles
Rising Tide Financial Services
If you only have time to research one financial planner in Melbourne, Rising Tide Financial Services is where most people end up. Based in Office 34/470 St Kilda Rd, the practice has built a reputation that holds up across over 500 patient visits — and the feedback is consistent.
Recent feedback trends positively, which matters more than the overall average when assessing current service quality. The specifics clients mention most often suggest a provider that takes the work seriously. Best suited to those who want a reliable option without the uncertainty of an untested practice.
Helpful, warm and consistently high 4.9-star rating across 550 reviews come up repeatedly across patient feedback.
If you are nervous about any aspect of the appointment, saying so when you book usually gets a better result than hoping for the best.
To arrange a visit, calling 0401 944 713 is the fastest route. You can also check their website or find them at Office 34/470 St Kilda Rd, Melbourne VIC 3004, Australia.
“The experience with Rising Tide has been incredible. My partner and I weren’t exactly sure what to expect when we started talking to Matt earlier this year, but we have been blown away by the team and the advice we have received. It gave us the opportunity to talk about our goals over the next 3, 10…”
Opening Hours & More Reviews
| Monday | 8:00 AM – 6:00 PM |
| Tuesday | 8:00 AM – 6:00 PM |
| Wednesday | 8:00 AM – 6:00 PM |
| Thursday | 8:00 AM – 6:00 PM |
| Friday | 8:00 AM – 6:00 PM |
| Saturday | Closed |
| Sunday | Closed |
“My husband and I engaged Rebecca and the team with a very fuzzy outline of what we wanted to achieve from seeking financial advice. What we received was beyond anything we could have imagined and has provided us with actionable steps towards a very clear (and stable – even, thriv…”
— Celeste Astorino, 2 months ago
“Really appreciated the team for how warm and helpful they were when it came to addressing our concerns and answering our questions! We learned a lot and would definitely recommend Rising Tide for people who feel like they need extra guidance, and a go-to person they can trust for…”
— Anya Roslan, 4 months ago
Empower Wealth Advisory
For patients who prioritise reliability over novelty, Empower Wealth Advisory at Level 9/88 Laurens St is a compelling option. The 4.9-star average across over 800 reviews reflects a practice that takes its work seriously.
Empower Wealth Advisory earns a place near the top of this list through a quality that is harder to fake than a high star average: patients consistently describe the same positive experience across very different types of visits.
Consistently high 4.9-star rating across 812 reviews and over 812 reviews — one of the most verified options locally come up repeatedly across patient reviews.
How a practice handles your initial call — responsiveness and clarity — tells you a great deal about the operational culture.
Based at Level 9/88 Laurens St, North Melbourne VIC 3051, Australia, they operate at 1300 123 842. Their their website usually has the most current availability.
“Luke and the team at Empower Wealth were outstanding from start to finish. Luke’s depth of knowledge, experience, and strategic insight gave us complete confidence throughout the entire process. He took the time to clearly explain every option, tailored his advice to our circumstances, and was alway…”
Opening Hours & More Reviews
| Monday | 8:30 AM – 5:30 PM |
| Tuesday | 8:30 AM – 5:30 PM |
| Wednesday | 8:30 AM – 5:30 PM |
| Thursday | 8:30 AM – 5:30 PM |
| Friday | 8:30 AM – 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
“A long time listener to the podcast of the property couch and I have engaged with EW on property strategy and buyers advocacy. Very impressed with their ethos and what they stand for. We secured a property (thanks Jack!) knowing it’s well within our plan (thanks Rachel!). We s…”
— Rofel O’Donoghue, a month ago
“We found the whole process to be pretty straightforward. During our initial consultation with Anthony, we were told that the process would most likely take a little longer than normal simply because we started the process just before the Christmas period. In saying that, within s…”
— Elio Martiniello, a month ago
Verse Wealth
Not the most prominent name on this list, but Verse Wealth at Hub Southern Cross has over 200 patients who rated it 5 stars — and the detail in those reviews suggests a team that genuinely listens.
Recent feedback trends positively, which matters more than the overall average when assessing current service quality. The specifics clients mention most often suggest a provider that takes the work seriously. Best suited to those who want a reliable option without the uncertainty of an untested practice.
What stands out in recent feedback is amazing, great and professional.
Saturday appointments are available, which is a meaningful advantage for patients working regular weekday hours.
Practices that follow up after an appointment tend to have higher long-term patient retention. A small signal worth noticing.
Based at Hub Southern Cross, Level 2, 696 Bourke St, Melbourne VIC 3000, Australia, you can find availability information on their website.
“I’ve had a really great experience with Verse Wealth so far. Ria (and the wider team) have been amazing to deal with, super approachable, clear, and genuinely invested in my situation. It was honestly really refreshing having a team of female leaders talk me through everything and tailor their advic…”
Opening Hours & More Reviews
| Monday | 8:00 AM – 6:00 PM |
| Tuesday | 8:00 AM – 6:00 PM |
| Wednesday | 8:00 AM – 6:00 PM |
| Thursday | 8:00 AM – 6:00 PM |
| Friday | 8:00 AM – 6:00 PM |
| Saturday | 8:00 AM – 6:00 PM |
| Sunday | Closed |
“We are so thankful we chose Verse Finance! The entire team has been fantastic to work with — especially Stuart (our Financial Advisor) and Leslie (our Paraplanner). They are not only highly professional but also down-to-earth and genuinely made us feel like our personal circumsta…”
— Ashleigh Roberts, 6 months ago
“We had a great experience working with Stuart. He took the time to clearly explain every detail of our advice and made sure we felt comfortable and informed throughout the process. We feel very confident moving forward and would highly recommend him.”
— Phil Walters, 2 months ago
Index Wealth
Index Wealth rounds out the upper half of this guide. Based at Level-14/333 Collins St, the practice carries a 5-star rating from over 400 patients — dependable, professional care without the waitlists that come with the most high-profile options.
Index Wealth offers a level of care that does not require joining a long waitlist to access. Patients highlight a no-pressure, professional experience — a quality that matters more than it sounds when booking around a busy schedule.
Three qualities appear consistently in reviews: professional, friendly and fast.
First-time visitors often mention how much the initial consultation sets expectations for everything that follows.
Based at Level-14/333 Collins St, Melbourne VIC 3000, Australia, you can find availability information on their website.
“We first consulted the team at Index Wealth in 2023 and had the pleasure of working with Ricky. From the very beginning, Ricky left us with a very positive impression. He provided us a good foundation and clear direction, which gave us confidence in our decisions moving forward.
Fast forward to 202…”
Opening Hours & More Reviews
| Monday | 9:00 AM – 6:00 PM |
| Tuesday | 9:00 AM – 6:00 PM |
| Wednesday | 9:00 AM – 6:00 PM |
| Thursday | 9:00 AM – 6:00 PM |
| Friday | 9:00 AM – 6:00 PM |
| Saturday | Closed |
| Sunday | Closed |
“The Team at index wealth have been so easy to work with and very informative.
Everything is explained in detail and their communication is great. Im always kept updated. I have no doubt that im in the right hands with Oscar and Daniel at Index wealth.Thanks again.”
— Stephanie John, a month ago
“I highly recommend James and Oliver at IndexWealth!
From the very first meeting, they took the time to truly understand my personal financial goals and needs. They designed a strategy that was straightforward, easy to understand, and perfectly tailored for my future.
The entire…”
— J ZX, 4 months ago
Hewison Private Wealth
Hewison Private Wealth at Level 8/417 St Kilda Rd closes this guide with a 5-star rating from around 130 patients. A practical option if your first choices are unavailable, with a track record that justifies its place on this list.
If your first choices are unavailable, Hewison Private Wealth is a reasonable next call. The practice has earned genuine positive reviews from patients across a range of treatments, and the team is consistently described as approachable and professional.
Treatments available include careers and awards.
What stands out in recent feedback is professional, great and friendly.
First-time visitors often mention how much the initial consultation sets expectations for everything that follows.
If you are planning a visit, the clinic is based at Level 8/417 St Kilda Rd, Melbourne VIC 3004, Australia. Appointments can be confirmed by calling (03) 8548 4800 or via their website.
“Have been with Hewison Private Wealth for nearly 5 years where they have managed our Superannuation investments. All the admin staff at Hewison are very friendly, want to assist you to resolve any questions that you have whenever you call. Thanks Monica Crossan & Melissa Campbell, who have been gr…”
Opening Hours & More Reviews
| Monday | 9:00 AM – 5:00 PM |
| Tuesday | 9:00 AM – 5:00 PM |
| Wednesday | 9:00 AM – 5:00 PM |
| Thursday | 9:00 AM – 5:00 PM |
| Friday | 9:00 AM – 5:00 PM |
| Saturday | Closed |
| Sunday | Closed |
“I have trusted my family’s financial situation with Hewison Private Wealth for nearly thirty years and have found the service to be excellent, with a personal interest in our family, and careful matching of our needs with the advice provided.
For many years, Glenn Fairbairn has b…”— Ralph Lewis, a year ago
“After several years of very poor service from our previous funds we were recommended to speak with Chris Morcom of Hewisons. Since joining Hewison Private Wealth our anxiety levels have greatly decreased as Chris has skilfully and effectively managed our SMSF through the good ti…”
— Kathryn Danby, a year ago
What Does a Financial Planner Cost in Melbourne?
Pricing for Financial planner services in Melbourne depends on the type of treatment or appointment, the specific practice, and your personal circumstances. At the lower end you are typically looking at standard appointments and routine services. More involved work — specialist work and premium or complex requirements — sits at the higher end of the range.
Always ask for a clear written quote before committing. In Melbourne, pricing between similarly-rated providers can vary by 20-30% or more.
Which Financial Planner in Melbourne Is Right for You?
The answer depends more on your situation than on rankings alone. Here is a straightforward breakdown based on what each clinic does best.
If you want the most patient feedback behind your choice, Empower Wealth Advisory has the largest volume of reviews in this area. More reviews means the rating is a more reliable reflection of consistent care rather than a lucky run of feedback.
If top-rated matters most, Verse Wealth sits at the highest rating on this list. Patients consistently highlight the same strengths across recent visits, which is a good sign the quality holds up.
If budget or waiting time is your main concern, Hewison Private Wealth offers a strong standard of care that does not require paying a premium to access. Worth including in your shortlist of calls.
One rule applies regardless of which you choose: call ahead to confirm availability before committing to any clinic. Popular practices in Melbourne book up faster than most people expect — a two-minute call will tell you more than any comparison table.
Quick Comparison: Top 5 Financial Planner in Melbourne
Use this table to scan ratings and patient feedback volumes before reading the full profiles below.
| Practice | Rating | Reviews | Status |
|---|---|---|---|
| Rising Tide Financial Services | ★★★★1/2 4.9 | 550 | Active |
| Empower Wealth Advisory | ★★★★1/2 4.9 | 812 | Active |
| Verse Wealth | ★★★★★ 5 | 235 | Active |
| Index Wealth | ★★★★★ 5 | 488 | Active |
| Hewison Private Wealth | ★★★★★ 5 | 127 | Active |
What to Expect from a Financial Planner in Melbourne
What should you look for in a financial planner in Melbourne? The most important question is how the adviser is compensated — fee-based advisers are held to a higher standard than those earning through product commission. That distinction directly shapes the recommendations you receive and is worth establishing at the very first conversation.
A financial planner or personal financial planner is a qualified financial advisor. Practicing in full service personal finance, they advise clients on investments, insurance, tax, retirement and estate planning.
Frequently Asked Questions: Financial Planner in Melbourne
What does a Financial planner in Melbourne actually help with?
A Financial planner in Melbourne helps you organise and act on your financial situation. This might cover tax planning, investment advice, business accounts, or retirement planning. Many Financial planner firms in Melbourne specialise — confirm upfront that their expertise matches your specific need.
How do I know if a Financial planner in Melbourne is qualified?
Financial Planner professionals in Melbourne are regulated and must hold current accreditation. Ask for their registration number and verify it through the relevant body’s public registry. Reluctance to confirm credentials is a reason to look elsewhere.
What should I prepare before meeting a Financial planner in Melbourne?
Bring a summary of your financial situation: income, expenses, existing accounts, debts, and upcoming financial decisions. Most Financial planner in Melbourne offer a first consultation at a reduced rate — use it to assess fit before committing.
How current are the Financial planner listings on this page?
All listings sourced from live Google Maps data. Last updated: April 2026. If you find an outdated listing, please let us know and we will update within 48 hours.
How to Choose the Right Financial Planner for You
Choosing the right option in Melbourne gets easier when you have solid data to work from. The listings above represent the top-rated Financial planner choices based on real, recent feedback. If quality and consistency are the priority, the highest-rated option by volume is the safest starting point. If speed matters more, call first thing in the morning — most providers hold back a few slots that are never listed online. Contact 2–3 providers, describe your situation clearly, and pay attention to how quickly they respond. That tells you more about the experience ahead than any star rating.
